CDs & IRAs

Certificates of Deposit (CDs) Accounts

Whether you are saving for college, retirement, or another goal, CDs are a convenient way to plan for long-term savings. Your return will be your original deposit, plus the interest you earn. The interest paid to you depends on the interest rate and the length of time you agree to leave your money on deposit.

Certificate of Deposit

Effective As of 6/13/2025

TypeMinimum Deposit to OpenInterest RateAPY*
6 Month$1,0002.72%2.75%
9 Month$1,0003.98%4.05%
1 Year$1,0002.96%3.00%
14 Month$1,0004.02%4.10%
18 Month Bump-Up$1,0002.96%3.00%
2 Year$1,0002.96%3.00%
3 Year$1,0002.72%2.75%
40 Month Bump-Up$1,0002.72%2.75%
4 Year$1,0002.47%2.50%
5 Year$1,0002.47%2.50%

*APY (Annual Percentage Yield) assumes interest remains on deposit until maturity. Minimum daily balance is the amount of principal in the account each day. Penalty may be assessed for early withdrawal, and a withdrawal will reduce earnings. For certificates with the Bump Up option, the interest rate and APY may be changed once during the term of the certificate. Rate subject to change. Speak to a Customer Service Representative for more information.

 

Ambler Savings Bank products and services are subject to account requirements and agreements. Fees and additional terms and conditions may apply. Account and service features, terms and conditions are subject to change in accordance with applicable laws and agreements. Ask for full details. Ambler Savings Bank Service Fee Schedule here.

1Penalty may be assessed for early withdrawal, and a withdrawal will reduce earnings. Note: Customers should consult their tax advisor regarding tax implications prior to executing transactions to their IRA.

Individual Retirement Accounts (IRAs)

IRAs allow you to make tax-deferred savings to provide financial security when you retire. We offer both Traditional and Roth IRAs. IRA accounts insured up to $250,000 per depositor, regardless of any other account you may have with us.

IRA Certificates of Deposit Account

IRA Money Market

Ambler Savings Bank products and services are subject to account requirements and agreements. Fees and additional terms and conditions may apply. Account and service features, terms and conditions are subject to change in accordance with applicable laws and agreements. Ask for full details. Ambler Savings Bank Service Fee Schedule here.

1Penalty may be assessed for early withdrawal, and a withdrawal will reduce earnings. Note: Customers should consult their tax advisor regarding tax implications prior to executing transactions to their IRA.

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