Home Equity Line of Credit | Promotion | Ambler Savings Bank
 

Home Equity Loan Specials

Ambler Saving Bank makes it easy and convenient to borrow money using the equity in your home. We offer a variety of home equity loan products to fit your needs. All loans are serviced by our local lenders who are here to guide you through the application process.

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Whether you need financing for home improvements, a vacation, bill consolidation, or refinancing an existing mortgage, we will help you achieve your goal by putting the equity in your home to work through home equity loans and home equity lines of credit (HELOCs). 

Special Offers

Home Equity Term Loan 

15-Year Term Loan

Application Fees Waived!*

Home Equity Line Of Credit

6-Month Intro APR*

Application Fees Waived!*

5.50% APR*

Introductory Rate As Low As:
6.50% APR* for 6 months

Variable Thereafter As Low As:
7.00% APR*

Up to 90% of Your Home's Value*

  • Minimum loan amount $50,000
  • Maximum loan amount $750,000
  • Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
  • Other terms and rates available. See all Our Rates
    • Minimum line amount $25,000
    • Maximum line amount $750,000
    • Flexibility of withdrawing funds as you need them
    • No annual fee
    • Up to 90% loan-to-value ratio
    • Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
    • Online Bill Pay - Minimum disbursement of $100
    • See Our Rates

Apply For A Loan

Apply for a home equity loan or line of credit today.

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More Loan Options

Check out our residential lending page for more options. 

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Have questions?

Our loan officers are available to help walk you through all the options.

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*15-Year Home Equity Term Loan Terms and Conditions:

5.50% APR (Annual Percentage Rate). Maximum loan amount is up to 80% of value less any mortgage balance. Minimum loan amount is $50,000 and the maximum loan amount is $750,000. Subject to credit approval. Property insurance is always required and flood insurance is required where necessary. Certain property types are not eligible collateral. Title insurance and appraisal are required on loans over $400,000. The combined amount of all third party fees for a home equity loan may generally total between $450 ($400,001 loans) and $5,000 ($750,000 loans). A $400 fee for reimbursement of waived application fees is applied for loans closed within twenty-four months. APR for entire amount borrowed. Example: A 15-year $50,000 home equity loan at a rate of 5.50% would equal an APR of 5.50% with 180 monthly payments of $408.62. Other rates and terms are available. Rates are subject to change. Additional fees may apply. Rate accurate as of 09/26/2022.

NMLS# 504402

 

 

*Home Equity Line of Credit Terms and Conditions:

The 6-month variable introductory APR (Annual Percentage Rate) is based on The Wall Street Journal Prime Rate (“Prime”) (7.00% on ‎11/2/2022) minus 0.50%. Prime may change at any time and is subject to change without notice. If Prime increases or decreases during the 6-month Introductory Period, the variable introductory APR and minimum required payment will correspondingly change. The Introductory Period begins on the date of account opening. Line increases to existing HELOC's are not eligible for this offer. After the Introductory Period ends, any and all remaining balances will automatically convert to the variable APR per the terms of the HELOC agreement. Variable APR is based on Prime plus a margin and will vary with Prime. Your APR will not exceed 7.00% above the initial APR. Apart from this "Rate Cap," there is no limit on the amount by which the rate can change during any one-year period. The HELOC term is 30 years: 10-year draw period, 20-year repayment period. Subject to credit approval. Property insurance is always required and flood insurance is required where necessary. Certain property types are not eligible collateral. Title insurance and appraisal are required on lines over $400,000. The maximum loan-to-value ratio is 90% based on credit score. Monthly payments required when there is a balance. A $400 fee for reimbursement of waived application fees is applied for lines closed within twenty-four months. Minimum line amount is $25,000. Maximum line amount is $750,000. Additional fees may apply. The combined amount of all third party fees for a line of credit generally total between $450 ($25,000 line) and $5,000 ($750,000 line). Rates are subject to change.

 NMLS# 504402

 

 

 
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