Residential Loans | Mortgage Loans | Ambler Savings Bank | Montgomery and Berks County, PA
 

Residential Lending

 

How can we help you? 

We're your trusted neighborhood bank for all your lending needs. Whether it’s a home equity line of credit, mortgage refinancing, or a first-time mortgage, we have solutions to help you! Click below to learn more. 

Buy a Home

Home Mortgage 1

Home Equity 

Home Equity 1

Refinance

Refinance 1

 

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Purchase a Home

We understand that the purchase of your home is probably the largest and most important, financial decision you will ever make. Therefore, we want you to feel comfortable and confident while making this decision. Our experienced, professional, and friendly staff will guide you through the mortgage application process to make your home buying experience a pleasant one.

Ambler Savings Bank provides financing for the purchase of personal residences with a variety of rates and terms according to your needs.

We accept mortgage applications for properties located in the Pennsylvania counties of Montgomery, Berks, Bucks, Chester, Delaware, Lehigh and Philadelphia.

Have questions? Our mortgage lenders are here to help. Contact us today. 

  • Prequalification available
  • First Time Homebuyer Mortgage Loans, including Federal Home Loan Bank of Pittsburgh's First Front Door program
  • Low application fee
  • Prompt application processing
  • Automatic payment available from your Ambler Savings Bank accounts or from any bank or credit union in the United States
  • Personalized customer service. Speak directly to a lender about your loan servicing needs.
  • No hidden fees
  • See Our Rates

APPLY NOW

Mortgage Refinancing 

With current low interest rates, it might be the right time for you to refinance your existing mortgage. By refinancing, you may be able to reduce your interest rate, term, or monthly payment. Our local experts are ready to guide you through the refinancing process and talk with you about options.

  • Low application fee
  • Prompt application processing
  • Automatic payment available from your Ambler Savings Bank accounts or from any bank or credit union in the United States
  • Personalized customer service. Speak directly to a lender about your loan servicing needs.
  • No hidden fees
  • See Our Rates

APPLY NOW

Looking for other types of mortgage loans? We can also help you with the following:

  • Construction to Permanent Mortgage Financing
  • Approved Building Lot Financing

Have questions? Our local loan officers are here to help.

CALL US

EMAIL US

 

Federal Home Loan Bank of Pittsburgh’s First Front Door

first-front-door

Ambler Savings Bank is a participating lender in the Federal Home Loan Bank of Pittsburgh's First Front Door program, for qualifying first time homebuyers. Call or stop in for more information on the First Front Door program.

 

Home Equity Loans

Ambler Saving Bank makes it easy and convenient to borrow money using the equity in your home. We offer a variety of home equity loan products to fit your needs. All loans are serviced by our local lenders who are here to guide you through the application process. 

Whether you need financing for home improvements, a vacation, bill consolidation, or refinancing an existing mortgage, we will help you achieve your goal by putting the equity in your home to work through home equity loans and home equity lines of credit (HELOCs).

Home Equity Term Loans

  • Fixed and affordable interest rates with terms ranging from 5 to 25 years
  • Minimum loan amount $25,000
  • Up to 80% loan-to-value ratio
  • Automatic payment available from your Ambler Savings account or any bank or credit union in the United States
  • See Our Rates

Apply Now

Home Equity Lines of Credit (HELOC)

  • Minimum line amount $25,000 
  • Maximum line amount $750,000
  • Flexibility of withdrawing funds as you need them
  • No annual fee
  • Up to 90% loan-to-value ratio
  • Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
  • Online Bill Pay - Minimum disbursement of $100
  • See Our Rates 

HELOC Special Offer!

6 Month Introductory APR* and Application Fee Waived*

Take advantage of your home's equity, and do the things you want to do.

Introductory Rate As Low As:

6.50% APR* for 6 months

 

Variable Thereafter As Low As:

7.00% APR*

 

Whether it's planning a home renovation, consolidating debt or anything else you've been thinking about doing, an Ambler Savings Bank Home Equity Line of Credit can help make it happen. All loans are serviced by our local lenders who are here to guide you through the application process.

  • Minimum line amount $25,000
  • Maximum line amount $750,000
  • Flexibility of withdrawing funds as you need them
  • No annual fee
  • Up to 90% loan-to-value ratio
  • Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
  • Online Bill Pay - Minimum disbursement of $100
  • See Our Rates

Take the next steps...
 

Apply for a HELOC today. 

Apply Now 

Interested in other home lending products? 

Learn More

 View full list of rates here. 

*Terms and Conditions:

The 6-month variable introductory APR (Annual Percentage Rate) is based on The Wall Street Journal Prime Rate (“Prime”) (7.00% on ‎11/2/2022) minus 0.50%. Prime may change at any time and is subject to change without notice. If Prime increases or decreases during the 6-month Introductory Period, the variable introductory APR and minimum required payment will correspondingly change. The Introductory Period begins on the date of account opening. Line increases to existing HELOC's are not eligible for this offer. After the Introductory Period ends, any and all remaining balances will automatically convert to the variable APR per the terms of the HELOC agreement. Variable APR is based on Prime plus a margin and will vary with Prime. Your APR will not exceed 7.00% above the initial APR. Apart from this "Rate Cap," there is no limit on the amount by which the rate can change during any one-year period. The HELOC term is 30 years: 10-year draw period, 20-year repayment period. Subject to credit approval. Property insurance is always required and flood insurance is required where necessary. Certain property types are not eligible collateral. Title insurance and appraisal are required on lines over $400,000. The maximum loan-to-value ratio is 90% based on credit score. Monthly payments required when there is a balance. A $400 fee for reimbursement of waived application fees is applied for lines closed within twenty-four months. Minimum line amount is $25,000. Maximum line amount is $750,000. Additional fees may apply. The combined amount of all third party fees for a line of credit generally total between $450 ($25,000 line) and $5,000 ($750,000 line). Rates are subject to change. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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