Deposit Rates
Effective
Savings and Checking Accounts
|
Type
| Minimum Balance for APY* | Minimum Deposit to Open | Interest Rate | APY* |
|---|
| Statement Savings |
$50
|
$50 |
0.50% |
0.50% |
| Relationship Checking |
$1,000 |
$100 |
0.05% |
0.05% |
|
55+ Relationship Checking
|
$1,000 |
$100 |
0.05% |
0.05% |
Money Market Account
|
Type
| Minimum Balance for APY* | Minimum Deposit to Open | Interest Rate | APY* |
|---|
| Money Market Account |
$50
|
$50 |
0.50% |
0.50% |
| Money Market Account |
$2,500 |
$50 |
0.50% |
0.50% |
|
Money Market Account
|
$20,000 |
$50 |
0.65% |
0.65% |
| Money Market Account |
$50,000 |
$50 |
0.80% |
0.80% |
|
Money Market Account
|
$100,000 |
$50 |
0.95% |
0.95% |
|
Money Market Account
|
$200,000 |
$50 |
1.10% |
1.10% |
*APY means Annual Percentage Yield. Minimum daily balance is the amount of principal in the account each day. Fees could reduce earnings on your account. Rate subject to change. Speak to a Customer Service Representative for more information.
Certificate of Deposit
For certificates of deposit in excess of $250,000, please inquire about additional rates and terms.
|
Type
| Minimum Balance for APY* | Minimum Deposit to Open | Interest Rate | APY* |
|---|
| 6 Month |
$1,000
|
$1,000 |
1.25% |
1.25% |
| 1 Year |
$1,000 |
$1,000 |
1.74% |
1.75% |
| 18 Month Bump-Up |
$1,000 |
$1,000 |
3.21% |
3.25% |
|
2 Year
|
$1,000 |
$1,000 |
2.23% |
2.25% |
| 3 Year |
$1,000 |
$1,000 |
2.38% |
2.40% |
| 40 Month Bump-Up |
$1,000 |
$1,000 |
2.87% |
2.90% |
| 4 Year |
$1,000 |
$1,000 |
2.48% |
2.50% |
| 5 Year |
$1,000 |
$1,000 |
2.48% |
2.50% |
IRA Accounts
|
Type
| Minimum Balance for APY* | Minimum Deposit to Open | Interest Rate | APY* |
|---|
| 1 Year |
$1,000 |
$1,000 |
1.74% |
1.75% |
| 18 Month Bump-Up |
$1,000 |
$1,000 |
3.21% |
3.25% |
|
2 Year
|
$1,000 |
$1,000 |
2.23% |
2.25% |
| 3 Year |
$1,000 |
$1,000 |
2.38% |
2.40% |
| 40 Month Bump-Up |
$1,000 |
$1,000 |
2.87% |
2.90% |
| 4 Year |
$1,000 |
$1,000 |
2.48% |
2.50% |
| 5 Year |
$1,000 |
$1,000 |
2.48% |
2.50% |
| Money Market Account |
$50 |
$50 |
See above Money Market rates |
¹APY (Annual Percentage Yield) assumes interest remains on deposit until maturity. Minimum daily balance is the amount of principal in the account each day. Penalty may be assessed for early withdrawal, and a withdrawal will reduce earnings. For certificates with the Bump Up option, the interest rate and APY may be changed once during the term of the certificate. Rate subject to change. Traditional and Roth IRAs available. Speak to a Customer Service Representative for more information.
|