The Community Banking Difference: Relationships | Ambler Savings Bank


The Community Banking Difference: Relationships

By Roger Zacharia, President and CEO
April 7, 2021


When I think about community banking, the first thing that comes to mind is relationships. Over the past year this has been more apparent than ever, as Ambler Savings Bank was open for business and ready to serve those relationships during the coronavirus pandemic.

Ambler Police 2019

In an era where bigger is not always better and automated has replaced personalized attention, Ambler Savings Bank has maintained our commitment to never lose sight of the all-important “relationship.” The personalized service our customers expect has been integral to our success for over 145 years, and will continue to build a legacy that endures.

At Ambler Savings Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home, or saving for the future. We also nurture our community by donating time and money to local non-profits that serve in the areas of affordable housing, education, youth development and quality of life.

We work hard to stay attuned to the needs of this community and relevant to our customers by remaining on their corner and in their corner.

Here are the facts:

  • Community banks are economic first responders, processing more than 57 percent of the Small Business Administration’s Paycheck Protection Program or 2.8 million loans, saving an estimated 33.7 million jobs. Ambler Savings Bank has disbursed over $44.5 million and protected over 4,900 jobs locally, through the Paycheck Protection Program since 2020.
  • Community banks are preferred small business lenders, with a 73 percent net satisfaction score, compared with 58 percent for large banks.
  • Community banks have consistently demonstrated their safety and soundness with higher capital ratios and better loan quality than the largest financial institutions.
  • Community banks operate in areas abandoned by others—serving as the only physical banking presence in nearly one in three U.S. counties.
  • Community banks focus a notable share of their resources on low- and moderate-income tracts.

April is Community Banking Month and I want to thank our customers for putting their trust in us for their banking needs. For our neighbors who may be considering a switch, I invite you to take a closer look at Ambler Savings Bank and discover how we can help you realize your financial dreams.

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