Personal Banking
Individual Retirement Accounts:
IRA Accounts:
An individual Retirement Account is a tax sheltered savings plan
created by the federal government to help you build funds for retirement.
Fixed Rate IRA Certificates of Deposit Accounts:
- Fixed rate for fixed term
- One year to 5 years term available
- Minimum deposit amounts from $500.00 to $l,000.00 depending on the term
- Interest rates - see Our Rates on Deposits
- Interest compounded and credited quarterly
- The IRS 10% early distribution penalty is applied to certain
distributions made before age 59 ½ , unless an exception applies
- IRA accounts insured up to $250,000.00 per depositor, regardless
of any other account you may have with us.
- Free Online Banking & Bill Pay access (view only)
- Free 24/7 Bank-By-Phone (inquiry only)
IRA Money Market
Note: Customers should consult their tax advisor concerning deductibility of deposits.
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